If you are preparing to buy your first home, I know just how scary and stressful it can be, having bought our first home in Stratford Upon Avon this year. But with these first home tips below you can look at reducing the stress, challenges and hopefully make your first time search and move as easy as possible.
Plan Ahead
As we all know, things are about to get scary as you have decided to buy your first home, the best thing you can do before anything is plan.
While it may sound like the most simple thing, planning can make things so much easier. Speaking to friends and family who have gone through the process and turning to the internet so you can find out exactly what you need to plan is your first move.
Moving house is a task that requires a lot and having a plan for as many of these as possible is essential to making things easier.
Once you have your deposit the first thing you should possibly be planning is your mortgage. Getting an agreement in principle from a mortgage provider is going to be the most important step in your plan. This will let you know exactly what properties you can look at for your budget and prevent any disappointment along the way.
The Important Stuff
There are a few things that are essential when buying a property and you should also take careful consideration when approaching both of these.
The first consideration you will need to make is in regards to your mortgage provider. The most obvious choice for your mortgage provider should be your bank. Your bank will have a good history with you and possibly be able to offer you the best deal on your mortgage. But your could also go through a mortgage broker too.
The second thing, while not legally necessary, is recommended as it will remove a lot of stress from the buying process, this is, of course, a solicitor. Having the help of a solicitor can make things go a whole lot smoother and will overall make the home buying journey a lot easier. Just be sure to keep in regular contact so you know what is happening at all times.
The House
Once you have your agreement in principle in place, you will then be able to take to the search for a house. As a first time buyer, there may be a chance you have help to buy at your disposal.
Having help to buy is one of the biggest reasons first-time buyers prefer new build homes. New build homes provide a more modern and affordable solution for first-time buyers, and they also remove a lot of stress when it comes to purchasing a house.
The great thing about buying a newly built house is the ability to customise during the buying process. Many companies will allow you to completely customise a ton of the features of the house during the build process.
There are, of course, plenty of other things to consider when buying your first home. Hopefully, these few things will help you along your way.
Liz x
*This is a collaborative post
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